Employer match free money your employer adds to your 401(k) when you contribute; an instant, risk-free return. Where it's taught Net Worth & the Order of Operations: Where Every Dollar Goes FirstRetirement Accounts & the Employer Match: The Closest Thing to Free MoneyPay Down Debt or Invest? The Guaranteed-Return Crossover Try it with a calculator Net Worth CalculatorRetirement CalculatorPay Debt Vs Invest Calculator Appears in 9 other lessons Gig Work & 1099s: The Self-Employment Tax SurpriseIs a Second Income Worth It? The Childcare-and-Commute MathBorrowing From Your Own 401(k): The Loan That Sounds FreeYou Just Got a Windfall: Where Should It Go?Bonds: Why Their Prices Move BackwardsRoth vs. Traditional: Pay the Tax Now, or Later?The HSA: The Only Account With a Triple Tax AdvantageTwo Job Offers: Compare Total Comp, Not SalarySavings Rate: The Shockingly Simple Math of Early Retirement Related terms 401(k)AssetEmergency fundExpected returnFinancial order of operationsGuaranteed returnHigh-interest debtIRA