Ordinary income tax the tax a traditional 401(k) distribution owes, at your regular income tax rates, on the full amount withdrawn. Where it's taught Cashing Out a 401(k) When You Leave a Job — vs. Rolling It Over Try it with a calculator 401k Cashout Calculator Appears in 1 other lesson The HSA: The Only Account With a Triple Tax Advantage Related terms Long-term capital-gains rateRolloverRule of 55